Tech, ExplainedGaming, streaming and media
Product

Paid community platform

The group leader charges a joining fee.

BEFORE ITAFTER ITPaid community platformKutumbCOVERSJoining feesUPI AutoPayGroup noticesLive sessionsUPI payment app↗ DIGITAL BANKINGpays thejoining feesharespostersand greetingsVernacular social media appCONCEPTS IT USESUPIBEFORE ITAFTER ITPaid community platformKutumbCOVERSJoining feesUPI AutoPayGroup noticesLive sessionsUPI payment app↗ DIGITAL BANKINGpays thejoining feesharespostersand greetingsVernacular socialmedia appCONCEPTS IT USESUPIBEFORE ITUPI payment app↗ DIGITAL BANKING↓ pays the joining feePaid community platformKutumbJoining feesUPI AutoPayGroup noticesLive sessionsAFTER IT↓ shares posters and greetingsVernacular social media appCONCEPTS IT USESUPI
The paid community platform receives each member's monthly fee through a UPI payment app, keeps its share and pays the rest to the group leader, whose posts reach only the group's members.
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A paid community platform is an app that lets the leader of a community, such as a town, a trade or a group with a shared interest, run a group and charge members a fee to join. It is also called a community app or a paid group platform. The members pay the leader, and the app keeps a share for running the group.

Free groups already exist on chat apps. So why pay? Because a paid group offers something that a free chat group does not. The members are checked before they join. The leader can post notices, run polls, share documents and hold live sessions in one place. And the leader earns an income for running the group, which makes it worth running well.

Take, for example, the head of a traders' association of 800 kirana store owners in Rajkot. She starts a group on the app, in Gujarati. She sets a joining fee of ₹99 a month. Members pay by UPI, usually from their UPI payment app, and can set up UPI AutoPay so that the fee is taken every month. Say 500 members join. The group collects ₹49,500 a month. If the app keeps 10% as its fee, it keeps ₹4,950, and she receives ₹44,550 in her bank account.

What do the members get? Each morning, she posts the wholesale prices of sugar, oil and flour from the city's market. She shares the new GST rules when they change, with a short explanation in Gujarati. Once a month, she holds a live video session with a tax adviser, where members can ask questions. Members can also post to each other, for example to sell extra stock.

For the app, the leader is the customer who matters most. If the leader stays active, the members keep paying. So the app gives leaders tools to grow the group: a link to invite people, a dashboard of who has paid and who has stopped, and reminders to members whose payments have failed.

The app also needs rules. The leader is responsible for what is posted in the group. But the app must still act on harmful posts and fake accounts that members report.

How is it different from a vernacular social media app? A social app shows posts from anyone to anyone, ranked by a recommendation system, and earns from ads. A paid community platform shows posts only to the members of each group, in order, and earns from fees. Some community apps also offer tools to make greeting cards and posters, which members share on social apps.

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