Insurance aggregators and online brokers

Online insurance marketplaces and advisers 3 companies

People compare policies from many insurers on these sites, or get advice on which to buy.

Policybazaar.comPolicybazaar, with engineers in Delhi, is India's largest online insurance marketplace.Delhi NCR

Ditto InsuranceDitto, with engineers in Bengaluru, recommends health and term life policies without the pressure of earning a commission on them.

Forbes AdvisorForbes Advisor compares financial products, including insurance.See alsoNews and professional information providers

The tech, explainedInsurance comparison marketplace Insurance advisory platform Affiliate comparison website↗ Digital publishing

Online brokers for businesses 3 companies

Some online brokers sell insurance to businesses: group health cover for start-ups, or truck insurance priced from driving data.

OnsurityOnsurity, with engineers in Bengaluru, sells group health insurance to small businesses by monthly subscription.BengaluruHired recently

Nirvana InsuranceNirvana, with engineers in Bengaluru, insures American trucking companies, pricing each policy from the trucks' driving data.BengaluruHiring now

PlumPlum, with engineers in Bengaluru, sells group health insurance to start-ups and small companies.

The tech, explainedGroup health insurance Usage-based insurance (telematics)

How it all worksInsurtechInsuring the car, then a scooter hits it.

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What's changing

The policy is explained before it is bought.

Insurance is hard to compare because the fine print differs. AI assistants now read each policy and explain what it covers in plain words, before the customer buys.