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Digital insurers 4 companies
These insurers sell policies directly from an app or website and handle claims there too, without agents.
AckoAcko, with engineers in Bengaluru, is India's best-known digital insurer, selling car, bike and health insurance directly from its app.
Bajaj FinservBajaj Finserv sells the insurance of its group's general and life insurers through its own app.PuneHired recentlySee alsoDigital lending and BNPLHow it all worksInsurtechInsuring the car, then a scooter hits it.
See how it works →What's changing
The insurer becomes a software company.
A digital insurer's advantage is its software: fast sign-up, instant claims and prices set from data. Traditional insurers are building the same capabilities, and the gap is narrowing.
Read moreDigital insurer
Companies: ingrid's company map. Hiring signals: postings feed of 5 Nov 2026.
