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Digital insurers 4 companies

These insurers sell policies directly from an app or website and handle claims there too, without agents.

Ethos logoEthosEthos sells life insurance online in the United States.Bengaluru
Acko logoAckoAcko, with engineers in Bengaluru, is India's best-known digital insurer, selling car, bike and health insurance directly from its app.
WWriskWrisk, a British company, lets brands such as car makers sell insurance under their own name.
Bajaj Finserv logoBajaj FinservBajaj Finserv sells the insurance of its group's general and life insurers through its own app.PuneHired recentlySee alsoDigital lending and BNPL
How it all worksInsurtechInsuring the car, then a scooter hits it.
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What's changing

The insurer becomes a software company.

A digital insurer's advantage is its software: fast sign-up, instant claims and prices set from data. Traditional insurers are building the same capabilities, and the gap is narrowing.

Companies: ingrid's company map. Hiring signals: postings feed of 5 Nov 2026.