Stock trading apps and personal finance

Investing and trading apps 13 companies

These apps let people trade shares and options, invest in funds, deposits and gold, or join others investing in start-ups.

Brokers and trading apps

Apps for buying and selling shares and options.

HDFC securitiesHDFC securities, with engineers in Bengaluru, is the broking arm of HDFC Bank and sells the HDFC Sky app.

SMC GroupSMC Group, with engineers in Delhi NCR, is one of India's older full-service brokers, with a trading app, advice and research.

RupeezyRupeezy, with engineers in Bengaluru, is a newer broker that charges less and offers only the trading app.

Zanskar ResearchIncludes NubraZanskar Research, with engineers in Bengaluru, builds high-frequency trading technology and Nubra, a trading app built on it.

marketfeedmarketfeed automates options trading for ordinary investors.

IG GroupIG Group, with engineers in Bengaluru, is a British platform for betting on price movements of shares, indices and currencies.

StockGroStockGro teaches trading through a market where users trade with pretend money.

Saving and investing apps

Apps for funds, deposits, gold and start-up investing.

LLxmeLxme, with engineers in Mumbai, is an investing platform for women.Mumbai

Zerodha Fund HouseZerodha Fund House, with engineers in Bengaluru, runs index funds and ETFs.

JarJar, with engineers in Bengaluru, lets people save small amounts in digital gold every day from their phone.

Stable MoneyStable Money sells fixed deposits and bonds from many banks in one app.

TTrackk Young India Investment PlatformTrackk is an investing app for beginners handling money for the first time.

StationXStationX lets investors join groups that invest in start-ups together, led by one experienced investor.

The tech, explainedStock trading app CFD trading platform Index funds and ETFs Digital gold Fixed deposit and bond platform Angel investing syndicate High-frequency trading (HFT)↗ Stock trading and settlement

Credit scores, taxes and personal finance 6 companies

These companies help people check and improve their credit score, file taxes, pay down debt and plan for retirement.

IntuitIntuit's Bengaluru centre, among its largest outside the United States, builds TurboTax, QuickBooks and Credit Karma.BengaluruHiring now

GoodScoreGoodScore, with engineers in Bengaluru, helps Indians improve their credit scores with advice and loan products that build a good score.Bengaluru

Bright MoneyBright Money manages Americans' credit-card debt automatically.BengaluruHired recently

Credit KarmaPart of IntuitCredit Karma shows people their credit score for free and suggests loans and cards from many lenders.

Prosperr.ioProsperr.io, with engineers in Bengaluru, sells tax filing to salaried employees, and salary benefits that reduce tax.

Edelman Financial EnginesEdelman Financial Engines is an American retirement adviser whose automated planning reaches people through their employers.

The tech, explainedIncome tax filing software Credit score monitoring Debt consolidation Robo-advisor for retirement Tax preparation software↗ Finance and accounting software

How it all worksPersonal financeShares, gold, credit score and tax on one phone.

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What's changing

The financial plan comes from a conversation.

Money apps are adding AI assistants that look at a person's accounts and answer questions such as "can I afford this?". The plan becomes a conversation instead of a document.