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Fintech Fintech is the software through which money is paid, lent, kept, invested and insured. This Domain of the product-companies collection holds two kinds of companies. Some sell that software to banks, insurers, funds and shops. Others are payment apps, lenders, brokers and insurers that were built as software companies from the start. A large share of this software, for India and for the rest of the world, is written in Bengaluru, Pune, Hyderabad, Mumbai and Delhi NCR.

The engineering centres that the big banks and insurers run for themselves in India, each a GCC (global capability centre), are told separately. (More on them in Parent Industry 1, Inside the banks and financial institutions and Parent Industry 2, Inside the insurers, in the GCC collection.)

The Domain's five Industry Verticals follow those five things, money paid in Payments, lent in Lending and credit, kept in Banking and regtech, invested in Wealthtech and capital markets, and insured in Insurtech. Every company named in this Domain has posted software engineering jobs in India.

Payments

Payments is money that moves. Its companies build every link a payment passes through, from the card network and the gateway to the UPI app and the transfer across borders, like Visa, Stripe, Razorpay and PhonePe, and the whole chain is on the Payments page.

Lending and credit

Lending and credit is money that is borrowed. Its companies decide who can borrow and then lend, like Bajaj Finserv, Experian, FICO and HDFC Bank, and the whole picture is on the Lending and credit page.

Banking and regtech

Banking and regtech is money that is kept. Its companies sell banks the systems that hold the accounts, keep the bank within the law and let it talk to its customers, like Fiserv, Temenos, Clari5 and NCR Atleos, and more is on the Banking and regtech page.

Wealthtech and capital markets

Wealthtech and capital markets is money that is invested. Its companies run the markets where shares and bonds trade, the funds and the data behind them, and the apps where ordinary people invest, like DTCC, SimCorp, S&P Global and D. E. Shaw, and more is on the Wealthtech and capital markets page.

Insurtech

Insurtech is money set aside against risk. Its companies build the systems on which insurers write policies and pay claims, and the websites and apps through which insurance is sold, like Guidewire Software, Vertafore, Policybazaar.com and Acko, and more is on the Insurtech page.

That is Domain V, Fintech, money followed from the moment it is paid to the moments it is lent, kept, invested and insured.
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